Savings/Shares Rates

Type Minimum Rate* APY** Compounded
Regular Savings/Shares
Savings $100 .10% .10% Quarterly
Clubs-Misc. $5 .10% .10% Quarterly
Club-IRA $5 .20% .20% Quarterly
Clubs-Christmas $5 .10% .10% Annually
Savings Certificates
6 Months $1000 .25% .25% Quarterly
12 Months $1000 .35% .35% Quarterly
24 Months $1000 .55% .55% Quarterly
36 Months $1000 .80% .80% Quarterly
IRA Certificates
12 Months $1000 .35% .35% Quarterly
24 Months $1000 .55% .55% Quarterly
36 Months $1000 .80% .80% Quarterly

 

*Rates: Effective June 1, 2014 and are subject to change without notice
**APY = Annual Percentage Yield

Share Savings, Miscellaneous Club, IRA Savings and Share Draft/Checking: The dividend and Annual Percentage Yield (APY) may change after the account is opened. Dividends are compounded quarterly. Fees may reduce earnings on the account. 

Christmas Club: The dividend and APY may change after the account is opened. Dividends are compounded annually. Early withdrawals are subject to an early withdrawal fee. 

Certificates: An early withdrawal penalty may be imposed if you withdraw any of the principal before the maturity date. Dividends are compounded quarterly. The APY assumes funds and accrued dividends remain on deposit until maturity. Certificates renew automatically.